OUR FUNDING OPTIONS
Find the Perfect Loan Solution for Your Business
At SMB Funding, we understand that businesses change and grow. That’s why we offer a variety of loan solutions to support businesses at every stage of their journey.
Business Line of Credit
$20k - $3m
Term .................................... 12 - 30 months
Annual Rate ................... From 8.99%
Payments ........................ Weekly/Monthly
Min Credit Score ......... 620
A business line of credit provides flexible access to funds for managing cash flow, covering expenses, or seizing growth opportunities. It’s ideal for small businesses or startups needing quick capital without fixed loan terms. Entrepreneurs value its versatility, paying interest only on borrowed amounts, ensuring financial agility and operational stability.
Long-Term Loan
$50k - $3m
Term ........................................ 36 - 120 months
Annual Rate ........................ From 5.99%
Payments ..............................Monthly
Min Credit Score .............. 650
A long-term business loan offers large funding with extended repayment terms, perfect for established businesses planning major investments like equipment or expansion. It provides predictable repayments and lower monthly costs, ensuring financial stability. Ideal for businesses with steady revenue, it supports long-term growth and enhances operational flexibility.
Working Capital
$10k - $3m
Term ......................................... 1 - 24 months
Annual Rate ........................ From 13.99%
Payments ............................. Daily/Weekly
Min Credit Score .............. 500
A business working capital loan provides short-term funding to cover operational expenses like payroll, rent, or inventory. It’s ideal for small businesses facing seasonal fluctuations or cash flow gaps. Entrepreneurs benefit from quick access to funds, ensuring smooth operations and meeting immediate financial needs without disrupting long-term growth plans.
Short-Terms Loan
$10k - $2m
Term .................................... 6 - 24 months
Annual Rate ................... From 11.99%
Payments ........................ Daily/Weekly/Monthly
Min Credit Score ......... 550
A business short-term loan offers quick funding with fast repayment, typically within a year. It’s ideal for businesses needing immediate cash for emergencies, inventory, or short-term opportunities. With faster approval and flexible use, it’s best suited for companies with urgent needs and the ability to repay quickly without long-term commitment.
SBA Business Loan
$50k - $5m
Term ........................................ 12 - 120 months
Annual Rate ........................ From 7.99%
Payments ..............................Weekly/Monthly
Min Credit Score .............. 620
A business SBA loan, backed by the U.S. Small Business Administration, offers low-interest, long-term funding for various needs, from expansion to equipment. It’s ideal for small businesses seeking affordable financing with flexible terms. Entrepreneurs benefit from easier qualification, making it perfect for growth-focused businesses with strong potential but limited resources.
Merchant Cash Advance
$10k - $1m
Term ......................................... 1 - 24 months
Annual Rate ........................ From 14.99%
Payments ............................. Daily/Weekly
Min Credit Score .............. 500
A merchant cash advance provides upfront funds repaid through a percentage of future sales. It’s ideal for businesses with consistent credit card transactions needing quick, flexible funding solutions. Perfect for handling cash flow gaps or unexpected expenses, it suits businesses without strong credit but with steady revenue to ensure repayment.
About SMB Funding
At SMB Funding, we specialize in providing fast, flexible, and reliable business funding solutions tailored to small and medium-sized businesses. Our mission is to empower entrepreneurs with the financial resources they need to grow, thrive, and achieve their goals. With a commitment to transparency, competitive rates, and a seamless application process, we’re here to support your business every step of the way.
Keep in Touch!
Reach out to us anytime and we'll happily answer your questions
Phone: (888) 410-9701
© Copyright 2024. SMB Funding. All rights reserved.
© Copyright 2024. SMB Funding. All rights reserved.